7000 SW Hampton St #215, Tigard, OR 97223
971-533-4806
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Pre-Approval
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What is a mortgage?
A mortgage is a loan used to purchase a home, where the property itself serves as collateral for the loan.
How does the mortgage approval process work?
The approval process involves evaluating your credit score, financial history, income, and debt-to-income ratio to determine how much you can borrow and at what interest rate.
Fixed rate vs Adjustable
Difference between a fixed-rate and an adjustable-rate mortgage (ARM)? A fixed-rate mortgage maintains the same interest rate throughout the loan term, providing consistent payments. An ARM's interest rate can change periodically, usually after an initial fixed-rate period.
What's private mortgage insurance (PMI)?
PMI is usually required if your down payment is less than 20% of the home's value. It protects the lender in case you default on the loan.
What's the role of a real estate agent
What's the role of a real estate agent in the home-buying process? A real estate agent helps you find properties, negotiates offers, and guides you through the buying process.
Can I buy a home with challenging credit?
It's possible but can be more challenging. You might have to pay a higher interest rate or put down a larger down payment.
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Icore PDX Lending is simply outstanding! Ricardo Hernandez and his team made the daunting task of securing a mortgage feel effortless. I am incredibly grateful for their exceptional service and would recommend them to anyone in need of mortgage assistance!
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These guys deserve all the praise and accolades it receives! Their knowledge, responsiveness, and dedication to excellence made the mortgage process a breeze. If you're looking for a mortgage company you can trust, look no further than Icore PDX Lending!
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Icore Lending is in a league of its own when it comes to mortgage companies. Their expertise and dedication made what could have been a stressful experience surprisingly smooth. I cannot recommend them highly enough!
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Icore PDX Lending exceeded all my expectations! Their attention to detail and personalized approach made me feel confident every step of the way. If you're in the market for a mortgage, look no further than Icore PDX Lending!
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Icore PDX Lending sets the bar high for mortgage companies everywhere! If you're in need of mortgage services, look no further than Icore PDX Lending for top-notch service and expertise!
Thank you Dom for a smooth purchase, I would refer you to everybody!
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Five stars aren't enough to express my gratitude towards Icore PDX Lending. Ricardo Hernandez and his team made the daunting process of getting a mortgage incredibly smooth and stress-free. . I'm beyond impressed with their service and would give them ten stars if I could!
Email: info@IcoreLending.com
Office:
7000 SW Hampton St #215, Tigard, OR 97223
Call
Direct; (971) 533-4806